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Commercial Lending

Financing Built for Serious Real Estate Investors

From office buildings and retail centers to multifamily portfolios and ground-up development — United Trust Lending structures commercial financing that moves as fast as your ambitions.

$500K+

Minimum Loan Amount

48hr

Term Sheet Turnaround

75%

Max LTV Available

$50M+

Maximum Loan Size

Loan Programs

Commercial Financing for Every Asset Class

We work across all major commercial property types with access to bank, CMBS, bridge, and private capital sources.

Office Buildings

Office Buildings

Financing for single-tenant and multi-tenant office properties, from suburban professional parks to urban high-rises.

  • Loan amounts from $500K to $50M+
  • Fixed & floating rate options
  • Up to 75% LTV
  • Owner-occupied & investment
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Retail & Mixed-Use

Retail & Mixed-Use

Competitive financing for strip centers, anchored retail, and mixed-use developments with residential and commercial components.

  • Stabilized & value-add properties
  • Ground-up construction available
  • Flexible lease structure requirements
  • National & regional tenants
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Multifamily

Multifamily

From small apartment buildings to large multifamily complexes — we structure financing that maximizes your returns.

  • 5+ unit apartment buildings
  • Agency & non-agency programs
  • Bridge to permanent financing
  • Value-add & stabilized assets
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Industrial & Warehouse

Industrial & Warehouse

Financing for distribution centers, flex industrial, cold storage, and last-mile logistics facilities.

  • Single & multi-tenant industrial
  • E-commerce & logistics facilities
  • Cold storage & specialty use
  • Long-term NNN lease structures
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Investment & Portfolio

Investment & Portfolio

Scale your real estate portfolio with bridge loans, DSCR financing, and portfolio lending designed for active investors.

  • DSCR loans — no income verification
  • Fix-and-flip & bridge financing
  • Portfolio blanket loans
  • Fast closings — as few as 10 days
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Construction & Development

Construction & Development

Ground-up construction financing for developers and builders with competitive draws, flexible terms, and experienced underwriting.

  • Land acquisition & development
  • Vertical construction loans
  • Mini-perm & take-out financing
  • Experienced developer programs
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Commercial lending team meeting

$2B+ in Commercial Deals

Closed across all asset classes

The United Trust Advantage

We Understand Commercial Real Estate — Not Just Lending

Our commercial team brings deep market knowledge and lender relationships that allow us to structure deals others can't. We don't just process applications — we solve financing problems.

Dedicated commercial lending specialists
Term sheets in as little as 48 hours
Loan amounts from $500K to $50M+
Access to bank, CMBS & private capital
Creative structuring for complex deals
Transparent process — no surprises

How It Works

From Inquiry to Closing

A streamlined commercial lending process designed to move at the speed of your deal.

01

Initial Consultation

We learn about your property, goals, and timeline. No obligation, just clarity.

02

Term Sheet

Receive a detailed term sheet outlining loan structure, rate, and conditions — typically within 48 hours.

03

Underwriting

Our commercial team conducts thorough due diligence with minimal disruption to your operations.

04

Close & Fund

Efficient closing process with experienced counsel. We keep deals on track and on time.

Client Results

Deals Closed. Investors Served.

Structured a complex mixed-use deal that two other lenders passed on. The United Trust commercial team delivered a creative solution that made the entire project viable.

Meridian Group LLC

Mixed-Use Development

We've closed four multifamily acquisitions through United Trust in the past two years. Their speed and execution are unmatched — they understand how competitive this market is.

Harborview Capital

Multifamily Portfolio

Refinanced a 6-property industrial portfolio in 45 days. The team was proactive, communicative, and delivered exactly what they promised. We'll be back.

Apex Industrial Partners

Industrial Portfolio

Commercial real estate

Let's Talk

Have a Deal in Mind?

Tell us about your property and goals. We'll respond with a term sheet — no obligation, no pressure. Just straightforward commercial lending expertise.